WELCOME TO RICH OFF INVESTMENTS

Credit Solutions That Build Wealth & Open Doors

At ROI, we specialize in helping individuals and entrepreneurs take full control of their financial future. Whether you're looking to, repair your credit, build strong business credit, or secure up to $100K in funding, our expert team is here to guide you every step of the way.

From credit restoration and funding packages to mentorship and digital tools, we offer proven strategies and personalized support that turn your financial goals into reality.

  • Remove collections, inquiries, late payments

  • Get approved for $50K–$150K in funding

  • Free client portal, credit audits, & credit building strategies

  • Mentorship & Step - by - step guidance

    100% Secure | Fast Results | Trusted by Clients Nationwide

Who's This Perfect For

Action-Takers Who Want Results Fast

If you’re serious about fixing your credit, getting funding, and building wealth—this is the fastest and most secure way to make it happen.

Ambitious Professionals Seeking Funding

If you need $50K–$100K in business or personal funding for expansion, investments, or personal goals, we’ll help you qualify and connect you to real lenders.

Individuals Struggling with Credit

If negative items like collections, late payments, or inquiries are holding your score down, this program is designed to remove them and rebuild your profile legally and effectively.

Entrepreneurs Ready to Scale

If you’re building a business but need strong credit and access to real funding, our system helps you secure capital, set up your LLC/EIN, and position your company for growth.

Aspiring Business Owners

If you have a great idea but no proper business structure, we’ll walk you through setting up your EIN, LLC, or DBA so you can separate personal and business credit the right way.

People Tired of Doing It Alone

If you’ve tried DIY credit repair or applied for funding with no results, our mentorship and done-for-you tools take the guesswork out of the process.

MEET THE FOUNDER & CEO

Hey, Raymond Jenkins AKA Finesse Riko

I know firsthand what it feels like to struggle with credit.

After serving in the U.S. military, I transitioned back into civilian life and, like many veterans, I wasn’t fully educated on how credit really works. I made mistakes, let my score slip, and before I knew it, I was dealing with collections, late payments, and denials from lenders.

But I refused to stay stuck. I dove deep into credit laws, dispute strategies, and funding systems, determined to rebuild my financial future. Over time, I raised my credit score from the 500s into the 700s, removed negative accounts, and positioned myself to get approved for $50K–$100K in business and personal funding.

That’s when I realized: this isn’t just about me—it’s about helping others do the same. Too many people are denied opportunities because of a credit report that doesn’t reflect who they really are.

Today, through ROI Consulting Co., I’ve created a proven system that combines:

  • Powerful dispute letters backed by consumer laws

  • Step-by-step credit building strategies

  • Client portals, eBooks, and mentorship

  • And most importantly, guidance from someone who’s been there

My mission is to help everyday people take control of their credit, unlock high-limit funding, and finally build the financial future they deserve.

Does this sound familiar?

  • You keep getting denied for credit cards, auto loans, apartments, or funding — even when you feel like you should qualify.

  • Negative items like late payments, collections, and inquiries are holding your score down and keeping you stuck.

  • You’re tired of paying high interest rates or being forced to rely on cash because lenders won’t trust your credit.

Don't worry, we can help!

TESTIMONIALS

What others are saying

Choose Your Plan

Gold Plan

$500

  • COLLECTIONS

  • INQUIRIES

  • LATE PAYMENTS

  • CHARGE OFFS

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Gold Plus plan

$750

  • REPOSSESSIONS

  • BANKRUPTCY

  • STUDENT LOANS

  • CHILD SUPPORT

  • +Gold Plan

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PLATINUM plan

$2,000

  • UP TO 50K IN FUNDING

  • FREE CREDIT REPAIR

  • FREE LLC STRUCTURE

  • MENTORSHIP

  • (1)FREE TRADELINE

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FLAWLESS PLAN

$3,000

  • UP TO 100K IN FUNDING

  • FREE CREDIT REPAIR

  • FREE LLC STRUCTURE

  • MENTORSHIP

  • (2)FREE TRADELINE

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1 - on - 1

mentorship

$5,000

  • FREE LLC STRUCTURE

  • FREE CREDIT REPAIR

  • FREE ZOOM CALLS

  • LEARN DIY CREDIT REPAIR AND FUNDING

  • 1 -ON- 1 MENTORSHIP

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